Health And Dental Insurance Article:

The goods movement through road is always increasing within state or inter-state level. There are more and more accident occurs on the road due to heavy trucks movement. Looking to this fact the truck insurance is essential. There are different coverage provide by the insurance company to the truck cargo industry. In majority of the accidents the third party are always get more damage than the truck, and the truck cargo company has to bear the financial losses. In that situation the truck insurance company give protection by offering the third party coverage under primary liability coverage.

There are five reasons for selecting the primary liability coverage such as:

1.The primary liability coverage give protection from the third party damage or injury incase any accident occurs.

2.The primary liability coverage is made compulsory by state and federal agency so the truck cargo company must have to give evident of coverage to the state and federal agencies.

3.The insurance company provides third party coverage from $35,000 to $1,000,000. The premium is depends on area, records of driving, and year of the company in operation. Policy limits are for operations with trucks over 10,000 gross vehicle weight needs $750,000 policy coverage. This limit is set by the FHWA on interstate travel that compare with the various States.

4.The primary liability coverage gives full protection for the third party injury or damage so the company may save money in case of major accident take place. However the premium is high